How to get a government loan or grant
Types of federal loans for individuals
Government Loans
Government loans can help pay for education, housing, business, and more. Federal grants are for organizations. Learn the differences between grants and loans and how to apply.
Government loans, grants, and benefits are different
Applying for government loans
Grant Benefits
Government benefits - help people with food, health care, housing, and more. Each benefits program has its own eligibility rules, application process, and deadlines. Unlike government loans, government benefits usually do not need to be repaid. If you need financial help, use the USAGov benefit finder to search for government benefits you might qualify for.
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Nonprofit organizations
Personal Loan
Take control of your finances with a personal loan. U.S. Bank personal checking clients with credit approval may be able to borrow up to $50,000. Those without a U.S. Bank account may be able to borrow up to $25,000.
before completing a full application to see what you may be eligible to borrow. It won’t affect your credit score.
Borrow $1,000 up to $50,000.